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Image for Debt Settlement vs. Debt Repayment: Which One is Right for You?

Debt Settlement vs. Debt Repayment: Which One is Right for You?

BLOG | CREDIT

3 min read | April 23, 2024

If you’re struggling with debt, you may be looking for ways to reduce your debt burden. Two common options for debt relief are debt settlement and debt repayment. But what are the differences between them and how do they affect your credit and finances?

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Image for Credit After Bankruptcy: Steps to Rebuild Financially

Credit After Bankruptcy: Steps to Rebuild Financially

BLOG | CREDIT

2 min read | March 26, 2024

Rebuilding credit after bankruptcy might seem daunting, but it’s achievable with the right approach. Read on to discover a roadmap for effectively managing your finances post-bankruptcy.

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Image for Credit: Co-Signers, Co-Borrowers and Authorized Users

Credit: Co-Signers, Co-Borrowers and Authorized Users

BLOG | CREDIT

3 min read | March 14, 2024

When learning about credit, it’s important to understand the differences between authorized users, co-borrowers, and co-signers. Read on to gain a better understanding of how they can be beneficial or detrimental tools to credit and why.

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Image for Tips and Tricks for Your First Loan

Tips and Tricks for Your First Loan

BLOG | CREDIT

3 min read | March 12, 2024

Getting a loan can be as easy as signing on the dotted line. Before you sign, though, there is a lot of information to review. In this article, learn important tips for how to prepare to take out your first loan.

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Image for Friends, Finances, and Boundaries

Friends, Finances, and Boundaries

BLOG | COLLEGE

3 min read | February 29, 2024

With current financial pressures, it is important to understand how to gracefully decline a request to lend money to help you achieve your own financial goals. This article aims to provide steps to help you do that.

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Image for Credit Card Debt: A Growing Problem

Credit Card Debt: A Growing Problem

BLOG | CREDIT

3 min read | February 22, 2024

With credit card debt reaching an all-time high, being proactive with your finances is key. While it may be hard to stop using credit cards cold turkey, there are some strategies you can engage to start tackling what may seem like a mountain of debt.

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Image for Credit Scores and the Holiday Season

Credit Scores and the Holiday Season

BLOG | CREDIT

3 min read | December 20, 2023

You may be tempted to pull out your credit card to buy the perfect gift this holiday season. Before you shop yourself into debt, check out some tips for maintaining and improving your credit score to start the new year off on the right foot!

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Image for Points or Cash: A Breakdown of Credit Card Rewards

Points or Cash: A Breakdown of Credit Card Rewards

BLOG | CREDIT

2 min read | December 13, 2023

If you’re considering a new credit card but don’t know whether to choose cash back or points rewards, you’re not alone. Read on to learn the advantages and disadvantages of each kind of credit card before you apply.

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Image for Wallet Watch: Igniting Innovation Meet Changed

Wallet Watch: Igniting Innovation Meet Changed

PODCAST | BUDGETING

13 min | December 6, 2023

Sit down with Dan Stelmach, co-founder of Changed. Changed is helping people transform the way they think about debt repayment. Tune in to see how Changed can help your journey to financial wellness and check out their website https://www.gochanged.com.

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Image for Top Fraud Trends and Protecting Yourself

Top Fraud Trends and Protecting Yourself

BLOG | FRAUD

2 min read | December 5, 2023

In today's digital age, the risk of falling victim to various forms of fraud is higher than ever. According to the Federal Trade Commission consumers reported a loss of $8.8 billion. Education is the most important safeguard to not fall victim to scams.

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Image for Avoiding Auto Loan Refinance Scams

Avoiding Auto Loan Refinance Scams

BLOG | FRAUD

2 min read | November 29, 2023

Paying on an auto loan with a high interest rate can leave you feeling stuck. Receiving offers from companies promising to reduce rates may be enticing. However, remember to proceed with caution. Learn how to spot, avoid auto loan refinance scammers.

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Image for Wallet Watch: Igniting Innovation Meet GreenPath Financial Wellness

Wallet Watch: Igniting Innovation Meet GreenPath Financial Wellness

PODCAST | BUDGETING

14 min | October 4, 2023

Sit down with Andy Manthei to talk about GreenPath’s new Virtual Financial Coach Lea. Lea was designed to help tailor personalized financial education based on what users want to know, need help with, or are interested in through text-based conversations.

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Image for Finding Balance: Nurturing Debt and Mental Wellness

Finding Balance: Nurturing Debt and Mental Wellness

BLOG | CREDIT

2 min read | September 28, 2023

When credit card bills pile up and loan payments loom, it’s easy to feel overwhelmed and stressed. Learn about the impact credit worries and debt have on mental health and what to try to avoid hurting your mental well-being.

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Image for Secured Credit Cards Can Help Establish Credit

Secured Credit Cards Can Help Establish Credit

BLOG | INTERNATIONAL STUDENTS

1 min read | September 26, 2023

For international students and scholars, credit established at home may not apply in the U.S. Credit matters for loans, housing, even jobs. Learn how to start credit building with a secured card.

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Image for Wallet Watch: Igniting Innovation Meet Nickels

Wallet Watch: Igniting Innovation Meet Nickels

PODCAST | BUDGETING

16 min | September 13, 2023

Podcast host, Jessica, interviews the creator of Nickels. Nickels has created a product called Credit Card Coach geared towards helping individuals take charge of their credit card debt and find financial freedom! For more information check out Nickels.us

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Image for Beware of Rising Online Fraud Risks

Beware of Rising Online Fraud Risks

BLOG | FRAUD

2 min read | September 7, 2023

Do you know how to stay vigilant about fraud risks? Learn how to shield your finances from imposters and online shopping scams and discover essential protection steps in our latest blog post.

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Image for Establishing Credit as an International Student

Establishing Credit as an International Student

BLOG | INTERNATIONAL STUDENTS

3 min read | September 5, 2023

Whether you’re planning to remain in the U.S. after finishing your degree, need to rent an apartment, or purchase a vehicle during your time here, establishing a positive credit score will make accomplishing those goals much easier!

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Image for Teaching the Next Generation About Credit

Teaching the Next Generation About Credit

BLOG | CREDIT

2 min read | August 22, 2023

To prepare them for adulthood, parents may start sharing advice with kids about money including how to budget, why save, and — more importantly — why credit is so crucial. Read our latest blog to find out how to start those conversations.

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Image for How long will it take to pay off my credit card?

How long will it take to pay off my credit card?

CALCULATOR | CREDIT

Calculate your credit card payoff time with precision. Enter your balance, interest rate, and payment to determine when you'll be debt-free.

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Image for The Impact of Interest Quiz

The Impact of Interest Quiz

QUIZ | CREDIT

Interest rates vary by lender, loan type and term, and your credit score. But do you know how this impacts your budget? Take our newest quiz and test your knowledge.

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Image for Nutrition Facts of a Credit Card Quiz

Nutrition Facts of a Credit Card Quiz

QUIZ | CREDIT

Sure, you’ve heard of credit cards, but have you heard of the Schumer Box? Your credit card has one. Take our quiz to see how much you know about the information it contains.

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Image for Financial Terms Quiz

Financial Terms Quiz

QUIZ | CREDIT

How well do you know financial terms? Take our quiz and find out!

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Image for Financial Institutions Quiz

Financial Institutions Quiz

QUIZ | CREDIT

On the hunt for a place to stash your cash? Take our latest quiz to see how much you know about what banks and credit unions offer.

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Image for Financial Institution Accounts Quiz

Financial Institution Accounts Quiz

QUIZ | BUDGETING

You may already have an account, but there are more options than checking and savings. Take our accounts quiz and expand your knowledge!

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