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BLOG | LIFESTYLE & TRAVEL
2 min read | January 18, 2023
For many, talking about how we’re doing financially can be uncomfortable and awkward. In reality, many of us will live beyond our means or miss out on opportunities due to lack of comfort when it comes to discussing money.
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BLOG | CREDIT
1 min read | January 10, 2023
The holidays are over and you are starting to look at your spending. You may be realizing that you have overspent beyond your means. Don’t panic, we have two tips on how to start paying those credit cards down.
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BLOG | CREDIT
1 min read | October 27, 2022
There's a lot to consider when determining the right credit card option for you including how you plan to use it and the associated interest rate.
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BLOG | CREDIT
1 min read | September 29, 2022
Credit cards that offer 0% APR can be enticing, but be sure to read the fine print. Knowing what types of transactions qualify as 0% APR, the requirements to maintain 0% APR, and what happens to remaining balances are just a few things to consider.
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BLOG | FRAUD
1 min read | July 19, 2022
While QR codes have been around for decades, the pandemic increased their popularity to limit touch points and be quickly redirected to information. Although these “quick response” codes are convenient, they’ve been a target of fraudsters.
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BLOG | CREDIT
3 min read | June 2, 2022
Applying for a new job, becoming a renter, getting approved for a vehicle loan, and opening your first credit card are all exciting steps in life. It’s important to know that applying for some of these can affect your credit score.
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BLOG | CREDIT
2 min read | April 27, 2022
Between life events, pandemics, and unexpected emergencies, it’s not uncommon to be late on making a payment. The impact of a late payment on your credit score will vary depending on a variety of factors. Keep reading to learn more.
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BLOG | CREDIT
1 min read | April 20, 2022
Credit plays such a big role in our lives because it can be attached to so many things. Do you know how to pull your own credit report to make sure everything is correct?
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BLOG | CREDIT
3 min read | April 20, 2022
Credit bureaus collect and track consumer and business financial data. They create credit reports from their collected data, which are then used to generate credit scores. Learn about them and how they use information to build your score.
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BLOG | CREDIT
2 min read | April 19, 2022
Homeownership, car payments, and careers may seem far away but building your credit score now will give you more options and flexibility when that season of life comes. A higher credit score can open doors for you, so start building early.
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BLOG | CREDIT
2 min read | March 24, 2022
Everyone has a need to know that their identity is safe and no one wants to hear that their personal information has been compromised. Our personal information is heavily connected to our credit reports.
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BLOG | INVESTING
2 min read | March 15, 2022
Over the last few months in the finance world, there has been a lot of talk about the Federal Reserve System (Fed) “raising rates.”
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BLOG | FRAUD
2 min read | March 8, 2022
The central concept of the pyramid scheme is to move up to the highest level. We all want to become high-level investors and earners. But pyramid “investments” are considered schemes because they frequently unsuccessful and can be illegal.
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PODCAST | LIFESTYLE & TRAVEL
45 min | October 6, 2021
Do you use financial technology? Has it helped to make your life easier? You may be surprised at the answer. Listen to this episode as the hosts talk with industry experts on FinTech.
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BLOG | CREDIT
2 min read | February 8, 2021
A payday advance, also known as payday loan, cash advance, or check advance loan is a short-term, high-interest loan that a consumer can apply for when they’re in a financial pinch. It may sound simple, but the cycle could be dangerous.
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BLOG | FRAUD
3 min read | February 7, 2021
Fraud comes in many forms, and one of those forms now includes text messaging or smishing, when a scammer aims to steal personal information through text messages. Learn to recognize a suspicious text message and protect your identity.
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BLOG | CREDIT
3 min read | February 7, 2021
Credit card offers are virtually everywhere! Many of us receive them in the mail or are asked if we’d like to open one when we visit our favorite store or financial institution.
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BLOG | CREDIT
2 min read | February 7, 2021
One of the biggest purchases you will ever make will be your first home. It will be exciting, stressful, and joyful at the same time. When you decide you’re ready to make this leap, make sure you’re prepared and making the right choice.
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BLOG | FRAUD
2 min read | February 7, 2021
You would think you could trust your caller ID when you receive a call, but that is not always the case, thanks to spoofing. Spoofing is a scam where fraudsters pretend to be someone you trust in an attempt to gain your personal information.
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BLOG | FRAUD
2 min read | February 7, 2021
It gets sticky knowing if a free trial for a subscription or membership will lead to automatic enrollment — and automatic payments. Here are some tips to help you determine if that free trial is worth it.
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BLOG | FRAUD
2 min read | February 7, 2021
Being cautious is a smart way to protect yourself from fraudsters; however, sometimes they can get creative with the ways they target people, and we may be more easily fooled. Read up on new scams to avoid potential losses.
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BLOG | CREDIT
4 min read | February 2, 2021
WalletHub projects there will 1.25 billion credit card holders in 2023. Most adults apply for a card at some point, so it’s important to know what to look for. Learn about features that affect the usefulness and the cost of a credit card.
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BLOG | COLLEGE
3 min read | February 1, 2021
Learn about the benefits and what kinds of aid you may be eligible to receive through the FAFSA. We’ll also break down ways you can apply for student aid and deadlines to bear in mind, so you don’t miss this money-saving opportunity.
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BLOG | CREDIT
2 min read | February 1, 2021
Mistakes or inaccurate information in your credit report could hinder your approval or result in higher costs. The sooner you know if there are mistakes in your report, the sooner you will be able to begin the dispute process.
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