BLOG | FRAUD
2 min read | February 7, 2021
You would think you could trust your caller ID when you receive a call, but that is not always the case, thanks to spoofing. Spoofing is a scam where fraudsters pretend to be someone you trust in an attempt to gain your personal information.
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BLOG | FRAUD
2 min read | February 7, 2021
It gets sticky knowing if a free trial for a subscription or membership will lead to automatic enrollment — and automatic payments. Here are some tips to help you determine if that free trial is worth it.
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BLOG | FRAUD
2 min read | February 7, 2021
Being cautious is a smart way to protect yourself from fraudsters; however, sometimes they can get creative with the ways they target people, and we may be more easily fooled. Read up on new scams to avoid potential losses.
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BLOG | CREDIT
4 min read | February 2, 2021
WalletHub projects there will 1.25 billion credit card holders in 2023. Most adults apply for a card at some point, so it’s important to know what to look for. Learn about features that affect the usefulness and the cost of a credit card.
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BLOG | COLLEGE
3 min read | February 1, 2021
Learn about the benefits and what kinds of aid you may be eligible to receive through the FAFSA. We’ll also break down ways you can apply for student aid and deadlines to bear in mind, so you don’t miss this money-saving opportunity.
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BLOG | CREDIT
2 min read | February 1, 2021
Mistakes or inaccurate information in your credit report could hinder your approval or result in higher costs. The sooner you know if there are mistakes in your report, the sooner you will be able to begin the dispute process.
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BLOG | CREDIT
1 min read | February 1, 2021
Credit card debt is not something new to most Americans. In fact, according to Experian.com, 75% of adults carry a balance on their credit accounts. With that in mind, credit card debt has started to drop over the past year.
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BLOG | CREDIT
4 min read | February 1, 2021
Your credit report grows and changes over time based on the financial decisions you make. This is why it’s important everyone understands what makes up a credit report and knows how to analyze theirs.
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BLOG | CREDIT
3 min read | February 1, 2021
Have you heard people talking about being an authorized user/signer on a credit card, but you are unsure of what that means? Are you curious about how it can affect your credit or future loan applications?
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BLOG | FRAUD
2 min read | February 1, 2021
Whenever the travel bug hits and people start searching for domestic and international trip options — spring break, summer vacation, winter holidays — it seems like travel scams seem to increase right along with demand.
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BLOG | CREDIT
3 min read | January 11, 2021
Credit can be complicated and it’s important consumers understand how it works. Although a lot of what we read and hear about credit may be true, there are a lot of misconceptions. Learn about common myths about credit and how it works.
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PODCAST | CREDIT
30 min | October 28, 2020
Ever wondered what the process for of buying a home is like? Today, we explore the ins and out of purchasing a home, from start to finish.
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PODCAST | BUDGETING
21 min | October 7, 2020
Our hosts interview four Money Smart Week Youth Ambassadors on the importance of financial literacy. These ambassadors have some great tips and tricks that they use when spending money to ensure that they get the best deal for their dollar.
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PODCAST | BUDGETING
19 min | September 16, 2020
Have you been thinking about purchasing a vehicle? Do you know if you want to buy or lease? In this episode, we discuss considerations and and some tips when buying or leasing a vehicle.
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PODCAST | CREDIT
26 min | March 4, 2020
Catherine and DaVante are getting into the nuts and bolts of credit. We talk about how your credit score is determined, common misconceptions with credit, how to use it to your advantage.
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BLOG | FRAUD
1 min read | February 8, 2020
Fraud happens every day, and fraudsters are getting more and more creative with their tricks. It’s important we are familiar with different types of fraud and how to prevent them.
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BLOG | CREDIT
3 min read | February 8, 2020
Your financial reputation is reflected in your credit report, and you have three versions — one with each major credit bureau. While the information will be similar, it may not match exactly. Learn what to look out for in your report.
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BLOG | FRAUD
2 min read | February 8, 2020
Social media quizzes asking you to answer common personal questions may seem innocent, but when you respond, you’re sharing information online that could provide cyber criminals with the info needed to unlock your financial accounts.
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BLOG | FRAUD
2 min read | February 8, 2020
SIM swapping allows thieves to gain access to cellphone accounts and divert calls and texts to a new device. This may sound like a temporary inconvenience, but it can result in large-scale identity theft and significant financial loss.
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BLOG | FRAUD
3 min read | February 8, 2020
We’ve all been there, out to dinner with a group of people when the single check arrives. Only a few years ago, this would mean a collective search for wallets as the bill is divvied up and cash is placed in the center.
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BLOG | FRAUD
2 min read | January 31, 2020
As technology progresses, so does the ability for fraudsters to obtain your debit or credit card information to use for their own benefit. But you can take steps to help protect yourself and resolve the situation, should it happen.
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BLOG | FRAUD
3 min read | January 31, 2020
While no one is exempt from being a potential target of scammers, there are scams designed to deceive a person based on their stage of life. One of the most vulnerable age groups is young people with limited credit and account history.
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BLOG | CREDIT
2 min read | January 31, 2020
Debt has a bad stigma around it. People are afraid of having it, and afraid of admitting they have it, which typically means they don’t know how to deal with it.
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BLOG | CREDIT
3 min read | January 31, 2020
Credit can be confusing, and even overwhelming, when you really have no idea what it is all about.
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