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Welcome to Financial 4.0, brought to you by MSU Federal Credit Union. A FREE resource that provides financial education, resources, and tools to help you achieve your goals and dream BIG. From blogs, podcasts, quizzes, and calculators, all created by certified financial educators, this is your hub for financial learning.

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Credit: Debunking 5 Myths

BLOG | CREDIT

3 min read | May 14, 2024

Feeling intimidated by starting to build credit? We review a few common myths that have endured for generations and offer ways you can move forward to start building credit with confidence.

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Mental Health in the Workplace

BLOG | CAREER

2 min read | October 10, 2024

Managing your mental health in the workplace can be stressful. Knowing you have the support of your employer can help you address challenges. Read our latest article for tips to help you recognize the symptoms of mental health struggles at work.

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The Impact of Unpaid Internships on the Labor Market

BLOG | COLLEGE

1 min read | October 8, 2024

Unpaid internships — while offering valuable work experience — may have significant drawbacks that impact interns and the broader labor market. Moving toward paid opportunities is essential for creating a fairer job market for all students.

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Image for Media Microtransactions: Budgeting for Small Media Purchases

Media Microtransactions: Budgeting for Small Media Purchases

BLOG | BUDGETING

2 min read | October 3, 2024

Video games and apps can be a fun escape, but the microtransactions associated with them can stealthily strain your budget. Learn how to track their costs, allocate funds wisely, and avoid impulse buying. Stay in control of your digital spending!

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Why Is Budgeting Important?

BLOG | BUDGETING

2 min read | October 1, 2024

Budgeting is a concept many are familiar with and have mixed feelings about. You may wonder why people talk about budgeting so often or why it's important. In our new article, we dive into reasons why budgeting is a valuable financial tool.

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5 Terms to Help You Swipe Smarter

BLOG | CREDIT

3 min read | September 26, 2024

Credit cards can get a bad reputation due to consumers not fully understanding how they work. In this article we will break down some terms to help you understand how to master your plastic!

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What Happens After Being a Student-Athlete?

BLOG | STUDENT ATHLETES

3 min read | September 24, 2024

Do you plan to pursue an athletic career after graduation, or will you take a different path? What are you doing now to prepare for that transition financially? Read on to learn about how to plan for what happens after being a student athlete.

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