Welcome to Financial 4.0, brought to you by MSU Federal Credit Union. A FREE resource that provides financial education, resources, and tools to help you achieve your goals and dream BIG. From blogs, podcasts, quizzes, and calculators, all created by certified financial educators, this is your hub for financial learning.
While you may not need credit at your current stage, it’s important to begin building credit before you need it and it determines job prospects. One small step can be opening your first major credit card.
BLOG |
2 min read | February 6, 2025
Building and maintaining a positive credit history is crucial to achieving financial stability. There are many misconceptions about how credit works, and these three common mistakes could end up costing you more money on your loans and credit cards.
Learn More
BLOG | CREDIT
2 min read | February 4, 2025
Credit is an important part of financial wellness and part of our daily lives because of key areas it impacts such as renting potential and job prospects. This article will discuss how credit can impact job prospects and what you can do to prepare.
Learn More
PODCAST | LIFESTYLE & TRAVEL
17 min | January 29, 2025
MSU Federal Credit Union’s President and CEO, April Clobes joins to discuss the importance of innovation when it comes to growth, the current economic state, and what the future looks like for the small-town Credit Union that is a leader in the industry.
Learn More
BLOG | STUDENT ATHLETES
2 min read | January 28, 2025
As a student-athlete, you may feel overwhelmed by all your responsibilities, such as classes, sporting events, practice and managing your finances. Learn how to navigate these stressors and become financially educated by reading our latest article.
Learn More
VIDEO | CREDIT
5 min | January 27, 2025
Credit is essential for getting loans, renting an apartment, or getting a job. Watch now to learn about the differences between a credit report and a credit score, different factors that make up your credit score, and tips to create healthy credit habits.
Learn More
BLOG | CREDIT
3 min read | January 23, 2025
If you’re in a position where you feel as though you’ve exhausted all options and you're considering filing for bankruptcy, there are a few things you should know before moving forward. Let’s review some important facts to make an informed decision.
Learn More
Browse by Category
Produced by Michigan State University Federal Credit Union. MSU Federal Credit Union and related trademarks and logos are trademarks of MSU Federal Credit Union. Federally insured by the NCUA. Equal Housing Lender.
If you are using a screen-reader or other auxiliary aid and are having problems using this website, please call 800-678-4968 for assistance. All products and services available on this website are available at MSUFCU full-service locations.
Copyright © 2025 Reseda Group LLC, used under license.