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QUIZ | CREDIT
Are you confused about the difference between debt management and debt settlement? Test your knowledge with our quiz to learn about your options.
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QUIZ | CREDIT
What factors affect your credit score? Do you know what the three credit bureaus are? Test your knowledge with our quiz.
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QUIZ | CREDIT
Think you know why your credit score is what it is? Do you know all the factors that go into creating that magical number? Take our quiz and test your knowledge!
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QUIZ | CREDIT
Getting rewarded for spending sounds great, but how much do you really know about credit card rewards? Take our quiz and find out!
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QUIZ | BUDGETING
With so many digital payment options available, you might not have ever written a check. Take our quiz and give your check-writing knowledge a check-up!
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QUIZ | CREDIT
Explore the difference between buying and leasing a vehicle and put your knowledge to the test with our latest quiz.
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QUIZ | BUDGETING
Have you ever stopped to think about everything that goes into a budget or what factors can have a big impact on your credit? Our quiz will show you just how much you know!
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QUIZ | CREDIT
How much do you know about bankruptcy and collections?
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BLOG | CREDIT
3 min read | July 27, 2023
Beginning to build credit can feel daunting. One option to jumpstart your credit history is becoming an authorized user on someone else’s credit card. You also could open your own credit card that offers lower interest rates for students.
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BLOG | CREDIT
3 min read | July 11, 2023
Your credit score is a 3 digit number that ranges from 300-850. This 3 digit # represents how likely you are to pay your bills on time.
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BLOG | CREDIT
3 min read | July 6, 2023
Even for people with excellent credit, it may be surprising to see your credit score fluctuate based on the model used. Our latest blog post helps clarify the difference between a FICO Score and VantageScore.
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BLOG | CREDIT
1 min read | June 6, 2023
Many of us are working hard to pay down our debts — or working hard to stay out of debt. Want to reduce your expenses? Try our tips to help you kick debt to the curb and find more financial freedom.
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BLOG | LIFESTYLE & TRAVEL
3 min read | May 9, 2023
Do you know what housing option is right for you? It is always good to know your credit score prior to starting the process of looking for a house. Once you begin, your credit will be pulled and you’re rate will be determined by your score.
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PODCAST | CREDIT
22 min | May 3, 2023
In this episode, Amanda and Jessica interview Tony, MSU Federal Credit Union Sr. Call Center Trainer, to walk listeners through the loan application process, describing the steps in the process, and what members can do to prepare to apply for a loan.
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BLOG | INVESTING
2 min read | April 18, 2023
There are certain things we can’t control, such as a recession; however, we can prepare to put ourselves in the best position possible to navigate one when it happens. Here's a guide to becoming recession-proof.
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BLOG | CREDIT
2 min read | April 13, 2023
Credit card utilization can impact up to 30% of your credit score making it one of the most significant factors in the calculation, so it’s important to understand what it is and how to use it to increase your score.
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BLOG | CREDIT
1 min read | April 6, 2023
Buy now pay later offers are becoming popular with retailers around the globe. The services aim to make it easier for people to make purchases now and pay for them over time. Sounds like a credit card, right? But how do they work?
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BLOG | INVESTING
1 min read | April 4, 2023
Over the past few months, the economy has been in a decline. Stock markets have been bearish, and inflation has been rising. There have been talks of preparing for a possible recession, but what does that mean?
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BLOG | CREDIT
3 min read | March 23, 2023
For people who have trouble being approved for their first line of credit, being an authorized user on an existing card could help build credit history. Learn about the advantages — and possible pitfalls — of being an authorized user.
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PODCAST | BUDGETING
23 min | March 22, 2023
This episode helps prepare listeners with different strategies for making larger purchases such as buying a vehicle or a home, and how to use credit responsibly.
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BLOG | CREDIT
2 min read | March 16, 2023
Building and maintaining positive credit history is crucial to achieving financial stability. Credit scores and reports are used for loan approvals and rates, rental applications, employment applications, determining of insurance rates, and more.
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BLOG | CREDIT
2 min read | March 14, 2023
Getting out of debt isn't as easy. When keeping up with financial obligations becomes problematic, it’s time for a change. Learning healthy spending, saving, and budgeting habits will help improve your relationship with finances.
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PODCAST | CREDIT
15 min | March 1, 2023
Podcast hosts discuss topics revolving around the theme of “Creating Your Financial Foundation.” The hosts discuss the importance of “Choosing a Financial Institution," and talk about what factors and important aspects you should consider.
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BLOG | CREDIT
2 min read | February 6, 2023
Credit cards aren’t just a great tool to build credit, but they can also be a way to earn rewards. Not all credit cards are created the same, so it’s important to understand what fees, interest rates, and policies come with the card.
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