Financial 4.0 logo
EventsMarketplace
Sign In

Budgeting

Image for Refinancing Federal Student Loans: What to Know

Refinancing Federal Student Loans: What to Know

BLOG | COLLEGE

2 min read | May 11, 2023

Refinancing student loans means you’re taking out a new loan with a private lender to pay off a portion or the entirety of your student loan debt. This has the potential to change your lender, the loan’s interest rates, and repayment term.

Learn More

Image for Apartment vs House

Apartment vs House

BLOG | LIFESTYLE & TRAVEL

3 min read | May 9, 2023

Do you know what housing option is right for you? It is always good to know your credit score prior to starting the process of looking for a house. Once you begin, your credit will be pulled and you’re rate will be determined by your score.

Learn More

Image for What's Your Money Cycle?

What's Your Money Cycle?

BLOG | BUDGETING

1 min read | May 4, 2023

Our behavior with money directly affects how successful we are financially. It’s essential to understand how and why we handle money the way we do because identifying our money cycle can help us reach financial goals. 

Learn More

Image for Wallet Watch: All About Loans

Wallet Watch: All About Loans

PODCAST | CREDIT

22 min | May 3, 2023

In this episode, Amanda and Jessica interview Tony, MSU Federal Credit Union Sr. Call Center Trainer, to walk listeners through the loan application process, describing the steps in the process, and what members can do to prepare to apply for a loan.

Learn More

Image for Tips for Maintaining International Student Accounts

Tips for Maintaining International Student Accounts

BLOG | COLLEGE

2 min read | April 27, 2023

Opening a checking or savings account in the U.S. creates financial opportunity — a way to easily access your money, pay bills, receive funds from your university or family abroad, and make purchases. Do you know how to manage your account?

Learn More

Image for What Is the FIRE Method?

What Is the FIRE Method?

BLOG | BUDGETING

1 min read | April 25, 2023

The premise of the FIRE method — financially independent, retire early —is you should evaluate your expenses by the cost in working hours, and then trim as much excess as possible to focus your efforts on investments of the saved income.

Learn More

Image for Flipping 101

Flipping 101

BLOG | LIFESTYLE & TRAVEL

1 min read | April 18, 2023

Flipping is so easy that most anyone can do it. The goal is to sell something for more than you bought it for. Becoming a master flipper involves practice and technique. Hopefully these tips will help you become a master flipper in no time.

Learn More

Image for Becoming Recession Proof

Becoming Recession Proof

BLOG | INVESTING

2 min read | April 18, 2023

There are certain things we can’t control, such as a recession; however, we can prepare to put ourselves in the best position possible to navigate one when it happens. Here's a guide to becoming recession-proof. 

Learn More

Image for Avoid the Traps of Free Trials

Avoid the Traps of Free Trials

BLOG | BUDGETING

1 min read | April 13, 2023

When signing up for a free trial, customers often unknowingly agree to a recurring membership. Despite the tricky nature of some trials, savvy customers can take a few simple steps to avoid the financial traps hidden behind these offers.

Learn More

Image for Taxation Away from Home

Taxation Away from Home

BLOG | INTERNATIONAL STUDENTS

2 min read | April 11, 2023

Moving to a new country with a new culture and currency can be challenging, and with tax season coming, it can add to the stress of being a student. Plan ahead and get the right help so this time of year doesn’t have to be a burden.

Learn More

Image for Buy Now Pay Later: What You Need to Know

Buy Now Pay Later: What You Need to Know

BLOG | CREDIT

1 min read | April 6, 2023

Buy now pay later offers are becoming popular with retailers around the globe. The services aim to make it easier for people to make purchases now and pay for them over time. Sounds like a credit card, right? But how do they work?

Learn More

Image for What is a Recession?

What is a Recession?

BLOG | INVESTING

1 min read | April 4, 2023

Over the past few months, the economy has been in a decline. Stock markets have been bearish, and inflation has been rising. There have been talks of preparing for a possible recession, but what does that mean?

Learn More

Image for How Does Investing Affect Your Taxes?

How Does Investing Affect Your Taxes?

BLOG | INVESTING

2 min read | April 4, 2023

Unlocking Tax Insights in Investing: Learn how dividends, capital gains, and losses affect your taxes. Discover strategies for managing your investment portfolio's tax implications and the importance of staying informed.

Learn More

Image for Authorized Users: Benefits and Pitfalls

Authorized Users: Benefits and Pitfalls

BLOG | CREDIT

3 min read | March 23, 2023

For people who have trouble being approved for their first line of credit, being an authorized user on an existing card could help build credit history. Learn about the advantages — and possible pitfalls — of being an authorized user.

Learn More

Image for Opening U.S. Accounts as an International Student

Opening U.S. Accounts as an International Student

BLOG | COLLEGE

3 min read | March 23, 2023

Some things might look a little different navigating college life as an international student, including managing your money. We’re here to help you learn how to pick a financial institution and more U.S. money matters.

Learn More

Image for Impulse Buying: The Secret Hole in Your Wallet

Impulse Buying: The Secret Hole in Your Wallet

BLOG | BUDGETING

2 min read | March 23, 2023

Do you find yourself regretting purchases made in the heat of the moment? Do you ponder other things the money could have been used for instead? Impulse buying can be the death of budgets and account balances alike. Read on for impulse traps to avoid.

Learn More

Image for Wallet Watch: Planning for Large Purchases

Wallet Watch: Planning for Large Purchases

PODCAST | BUDGETING

23 min | March 22, 2023

This episode helps prepare listeners with different strategies for making larger purchases such as buying a vehicle or a home, and how to use credit responsibly.

Learn More

Image for Relieving Financial Stress

Relieving Financial Stress

BLOG | CREDIT

2 min read | March 14, 2023

Getting out of debt isn't as easy. When keeping up with financial obligations becomes problematic, it’s time for a change. Learning healthy spending, saving, and budgeting habits will help improve your relationship with finances.

Learn More

Image for What Do These Benefits Mean?

What Do These Benefits Mean?

BLOG | CAREER

3 min read | March 9, 2023

Accepting a job offer can be one of the biggest decisions you will make. Did you know there are many other benefits beyond the salary that should be weighed before saying yes? Let’s break down the benefits that could impact your decision.

Learn More

Image for Planning for Big Expenses

Planning for Big Expenses

BLOG | BUDGETING

1 min read | March 7, 2023

As we get older, the expenses get larger. Our desires may shift from a new outfit to finding ways to study abroad or take on larger, post-grad expenses. Preparing for them is the best way to avoid getting into trouble with loans or debts.

Learn More

Image for How Meeting with a College Financial Aid Adviser Can Help You

How Meeting with a College Financial Aid Adviser Can Help You

BLOG | COLLEGE

1 min read | March 6, 2023

With scholarships, student loans, and federal financial aid, the thought of paying for post-secondary education can feel overwhelming. Utilize your resources like your college or university's financial aid office. 

Learn More

Image for The Federal Reserve and What it Means for You

The Federal Reserve and What it Means for You

BLOG | BUDGETING

2 min read | February 21, 2023

As the Federal Reserve continues to raise rates, learn what this means for you and your budget. 

Learn More

Image for Tracking Your Budget

Tracking Your Budget

BLOG | BUDGETING

2 min read | February 9, 2023

A good budget allows you to spend comfortably while saving for the important things in life. Being able to follow a budget takes practice and patience. Having a system in place will help you to follow your financial strategy.

Learn More

Image for How to Strategically Get Cash Back

How to Strategically Get Cash Back

BLOG | CREDIT

2 min read | February 6, 2023

Credit cards aren’t just a great tool to build credit, but they can also be a way to earn rewards. Not all credit cards are created the same, so it’s important to understand what fees, interest rates, and policies come with the card.

Learn More

12356

...

11

Browse by Category

Image for Budgeting

Budgeting

Image for Career

Career

Image for College

College

Image for Credit

Credit

Image for Fraud

Fraud

Image for Investing

Investing

Image for Lifestyle & Travel

Lifestyle & Travel

Image for Student Athletes

Student Athletes

Image for International Students

International Students


MSU Federal Credit Union
www.msufcu.org

Produced by Michigan State University Federal Credit Union. MSU Federal Credit Union and related trademarks and logos are trademarks of MSU Federal Credit Union. Federally insured by the NCUA. Equal Housing Lender.

If you are using a screen-reader or other auxiliary aid and are having problems using this website, please call 800-678-4968 for assistance. All products and services available on this website are available at MSUFCU full-service locations.

LEARNBLOGSPODCASTSQUIZZESCALCULATORSEVENTSMARKETPLACEFAQABOUTCONTACT US
Download on the App StoreGet it on Google Play

Copyright © 2024 Reseda Group LLC, used under license.

Terms of Use
Privacy Policy
Disclaimer