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Welcome to Financial 4.0, brought to you by MSU Federal Credit Union. A FREE resource that provides financial education, resources, and tools to help you achieve your goals and dream BIG. From blogs, podcasts, quizzes, and calculators, all created by certified financial educators, this is your hub for financial learning.

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The Grinch Who Stole Your Money: How to Recognize and Avoid Holiday Scams

BLOG | FRAUD

3 min read | December 25, 2023

To protect yourself and your loved ones from becoming a scammer’s next victim, you need to be aware of the common fraud scams around the holidays and how to avoid them. Learn about some of the most prevalent scams and how to spot them.

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Credit Scores and the Holiday Season

You may be tempted to pull out your credit card to buy the perfect gift this holiday season. Before you shop yourself into debt, check out some tips for maintaining and improving your credit score to start the new year off on the right foot!

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Consider Safety A Game of Chess

BLOG | FRAUD

5 min read | December 19, 2024

International students often face unique challenges when studying abroad. This article encourages students to focus on three areas of safety for a smoother transition and long-term success during their time in the United States.

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Image for Wallet Watch: Dream BIG with Equity in Mind

Wallet Watch: Dream BIG with Equity in Mind

PODCAST | CAREER

32 min | December 18, 2024

Jessica, sits down with Dr. Ashley Baker, Jamara Randall and DaVante Montgomery, highlighting The Culture of Finances program created to break barriers and build dreams, discussing how MSUFCU is a leader in the credit union industry when it comes to DEIB.

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The Dark Side of Free Wi-Fi: Protecting Your Finances

BLOG | FRAUD

2 min read | December 17, 2024

Public Wi-Fi offers convenience, but it can also expose your financial information to cyber threats. Learn about the risks associated with using free networks and some actionable strategies to safeguard your finances.

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Navigating Job Offers

VIDEO | CAREER

5 min | December 16, 2024

Job offers are more than just the amount of money you receive. Learn about additional components of your compensation package including medical benefits, paid time off, and taxes. Tune in now to better understand a job offer before you accept it!

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Saving Opportunities for the Gift Giving Season

BLOG | BUDGETING

3 min read | December 12, 2024

Participate in the joy the gift-giving season brings and look for ways to give affordably this year. To help with this endeavor, we’ve compiled some of our favorite low-cost tips for those aiming to provide presents without blowing their budget.

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Take Control of Your Finances with Loud Budgeting

BLOG | BUDGETING

1 min read | December 10, 2024

Loud budgeting involves openly discussing your financial goals and decisions with friends and family. This transparency can help you set boundaries, reduce your financial stress and hold yourself accountable.

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Embrace loud budgeting!

Be open about your financial goals with friends and family. It helps set boundaries, reduces stress and keeps you accountable. Start the conversation today and take control of your finances!

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