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Welcome to Financial 4.0, brought to you by MSU Federal Credit Union. A FREE resource that provides financial education, resources, and tools to help you achieve your goals and dream BIG. From blogs, podcasts, quizzes, and calculators, all created by certified financial educators, this is your hub for financial learning.

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Get More with CashBack+

BLOG | BUDGETING

1 min read | February 20, 2025

Do you like earning money on items you already planned to buy? If so, CashBack+ may be a great resource for you! Read more about what CashBack+ is and how it could help you achieve your financial goals in our new article.

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Safeguarding Your Digital Wallet

Digital wallets make paying easier, but they come with financial risks. Hackers can easily access your funds if you’re not careful. Read on to learn how digital wallets work along with tips to keep your hard-earned money safe.

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Have Yourself a Swindle-free Season

BLOG | FRAUD

3 min read | November 27, 2025

Fraudsters are out in full force every holiday season. To better protect yourself, learn about the latest scams impacting shoppers and our tips for combating them.

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The History of Credit in the United States

BLOG | CREDIT

3 min read | November 25, 2025

Today, credit is a common and foundational part of financial wellness, but that was not always the case. This article will share a brief history of credit in the United States and how it became such an important part of our financial industry.

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Securing Your Social Security Number

QUIZ | FRAUD

Your Social Security number is one of the most important pieces of personal information you have. Take this quiz to test your knowledge about Social Security numbers and the history behind them.

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Reducing Holiday Travel Stress

BLOG | LIFESTYLE & TRAVEL

2 min read | November 20, 2025

To avoid anxiety around holiday travel, read our latest articles for tips and tricks to prepare ahead of time, take care of yourself, and streamline your space before leaving for your trip.

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Image for Wallet Watch: Financial Trauma and Family Influence What You Did (or Didn’t) Learn about Money.

Wallet Watch: Financial Trauma and Family Influence What You Did (or Didn’t) Learn about Money.

PODCAST | LIFESTYLE & TRAVEL

27 min | November 19, 2025

Our relationship with money is personal and often reflects the stories or beliefs we grew up with. In this episode we explore how experiences, family dynamics, cultural influences, and trauma shape our financial beliefs and behaviors.

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Friend, Follower or Fraudster?

BLOG | FRAUD

2 min read | November 18, 2025

Social media is great for staying connected, but oversharing can expose your personal information to threat actors hoping to steal your identity. In this article, learn how to protect yourself and your personal information.

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Invest in fractional shares to begin your investing journey with as little as $5.

Investing is not only for the wealthy. Fractional shares allow you to enter the market without paying the full price of expensive stocks.

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