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Welcome to Financial 4.0, brought to you by MSU Federal Credit Union. A FREE resource that provides financial education, resources, and tools to help you achieve your goals and dream BIG. From blogs, podcasts, quizzes, and calculators, all created by certified financial educators, this is your hub for financial learning.

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What You Should Know About Taxes

BLOG | LIFESTYLE & TRAVEL

5 min read | December 31, 2024

If you have ever wondered what you should know about taxes in the United States, you aren’t the only one! Learn more about how taxes work, who needs to file, and how to file in our new article.

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Begin building your credit now with small steps.

While you may not need credit at your current stage, it’s important to begin building credit before you need it and it determines job prospects. One small step can be opening your first major credit card.

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What Is the "Gig" Economy?

BLOG | CAREER

1 min read | February 20, 2025

Career choices are big decisions. What happens if you start a new career, and it just isn’t for you? While you consider your options, maybe the flexibility of a job in the gig economy is right for you.

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Earn More with CashBack+!

BLOG | BUDGETING

1 min read | February 20, 2025

Do you like earning money on items you already planned to buy? If so, CashBack+ may be a great resource for you! Read more about what CashBack+ is and how it could help you achieve your financial goals in our new article.

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Budgeting Myths That May Be Holding You Back Financially

BLOG | BUDGETING

2 min read | February 18, 2025

Budgets are an essential tool in meeting your financial goals. Budgets have been said to be too restrictive, too difficult or there is no need for one. But if there is one thing you want control over, it’s your money.

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Responsible Spending: Student Loan Refunds

BLOG | COLLEGE

2 min read | February 13, 2025

You may receive a student loan refund if your total student loan amount is more than the cost of your tuition. This article reviews the options you have if you receive student loan refund money.

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Finances in the Gig Economy: Build Stability in Unpredictability

BLOG | BUDGETING

2 min read | February 11, 2025

Thriving in the gig economy means mastering your skills, diversifying income and planning for financial security. By treating your freelance career like a business, you can achieve long-term growth and success.

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Three Credit Mistakes

BLOG |

2 min read | February 6, 2025

Building and maintaining a positive credit history is crucial to achieving financial stability. There are many misconceptions about how credit works, and these three common mistakes could end up costing you more money on your loans and credit cards. 

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