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Welcome to Financial 4.0, brought to you by MSU Federal Credit Union. A FREE resource that provides financial education, resources, and tools to help you achieve your goals and dream BIG. From blogs, podcasts, quizzes, and calculators, all created by certified financial educators, this is your hub for financial learning.

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Get More with CashBack+

BLOG | BUDGETING

1 min read | February 20, 2025

Do you like earning money on items you already planned to buy? If so, CashBack+ may be a great resource for you! Read more about what CashBack+ is and how it could help you achieve your financial goals in our new article.

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Safeguarding Your Digital Wallet

Digital wallets make paying easier, but they come with financial risks. Hackers can easily access your funds if you’re not careful. Read on to learn how digital wallets work along with tips to keep your hard-earned money safe.

Recent Content

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Wallet Watch: Your Brain on Money: How Mindset Shapes Financial Behaviors.

PODCAST | BUDGETING

30 min | October 29, 2025

Why do you save, spend or splurge the way you do? In our newest episode of Wallet Watch podcast host Jessica Rubio sits down with Dr. Quinetta Roberson to explore the powerful connection between your mindset and your money habits.

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Navigating Finances as a Veteran: How to Advocate for Yourself and Others

BLOG | LIFESTYLE & TRAVEL

2 min read | October 28, 2025

Veterans face unique financial challenges tied to debt, benefits and transitioning to civilian life. This article highlights key stressors, provides resources to veterans, and shares ways families can support veterans in building financial stability.

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Credit: Risk and Your Reputation

BLOG | CREDIT

2 min read | October 23, 2025

Do you work to build a positive reputation at work and with your friends? Most of us want to be viewed as reliable and responsible because that tends to attract people and opportunities.

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Becoming Confident in a Professional Setting

BLOG | CAREER

2 min read | October 21, 2025

Feeling nervous for that next professional event coming up? Explore some tips to help increase your self-confidence in professional settings.

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High-Yield Savings

VIDEO | BUDGETING

1 min | October 20, 2025

Did you know that putting money into a high yield savings account is an effective way to grow your financial wealth? Learn more about how to make the most of your savings' goals by using high-yield savings to your advantage.

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More Money? New Budget!

BLOG | BUDGETING

2 min read | October 16, 2025

It’s important to make changes to your budget and financial decision-making when your income situation changes for the better. This article discusses ways to maximize an increase to your paycheck.

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Update your budget when your income changes.

Make sure to update your budget as your income increases or decreases to stay ahead of the game!

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