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Welcome to Financial 4.0, brought to you by MSU Federal Credit Union. A FREE resource that provides financial education, resources, and tools to help you achieve your goals and dream BIG. From blogs, podcasts, quizzes, and calculators, all created by certified financial educators, this is your hub for financial learning.
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BLOG | STUDENT ATHLETES
2 min read | April 14, 2026
Full-ride athletic scholarships can be a great financial relief for student-athletes, but not everyone knows how they work. This article discusses the most common myths regarding athletic scholarship coverage.
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VIDEO | CREDIT
1 min | April 13, 2026
MSU Track and Field Athlete, Cookie Braugh, explains the differences between your credit score and credit report. Watch now to learn some basic concepts about credit to help you utilize it in the most effective way.
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BLOG | FRAUD
2 min read | April 9, 2026
Overpayment scams trick people into sending money back to criminals after receiving fake or reversible payments. Understanding how these scams work can help you spot warning signs, protect your accounts and avoid costly financial losses.
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BLOG | BUDGETING
3 min read | April 7, 2026
The landscape of NIL is consistently changing, so it’s important to understand the two ways athletes are paid. Learn more about NIL commercial and collective payments in this article.
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BLOG | FRAUD
3 min read | April 2, 2026
We’ve all been there, out to dinner with a group of people when the single check arrives. Only a few years ago, this would mean a collective search for wallets as the bill is divvied up and cash is placed in the center.
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BLOG | CREDIT
3 min read | March 31, 2026
Your financial reputation is reflected in your credit report, and you have three versions — one with each major credit bureau. While the information will be similar, it may not match exactly. Learn what to look out for in your report.
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If you’re looking to invest, asking questions and continued research are key to creating a robust portfolio with confidence. It will allow you to learn and make smart investments.
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