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Credit Factors

1 of 10

True or False. Credit reports will include your current and former names, addresses and employers.

2 of 10

True or False. A late payment to a loan or credit card will show up on your credit report.

3 of 10

True or False. Credit scores only differ between the 3 consumer credit bureaus because of the different models and calculations factored in.

4 of 10

Which of the following is not typically a part of your payment history?

5 of 10

True or False. You should always read the fine print before accepting a 0% financing offer.

6 of 10

True or False. If your savings or checking account becomes negative, it will be reported to the credit bureaus after 30 days.

7 of 10

How many times a month do financial institutions send updates to credit bureaus?

8 of 10

True or False. The longer a payment remains late, the more it affects your score.

9 of 10

True or False. To build credit history, you should open as many credit cards as you can.

10 of 10

True or False. You are still responsible for your federal student loans if you file for bankruptcy.

©2023 Reseda Group LLC, used under license.

Copyright ©2023 Reseda Group LLC, used under license.